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Time for Good News – Happy Events in the World of Mortgages – Rate Zip

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Be patient with me! I’m in school and I work full time, so needless to say life gets in the way sometimes. I love all of the people who review my stories, especially those who have good things to say, or actual input. I love reading them and am almost always blushing at the compliments I keep getting.

Of course, there is a very good reason for such cheap mortgage rates, and it’s not the lenders being generous. It’s the fact that the Bank of England Base Rate has been at a record low of 0.5% for the last 13 months. This has meant that that all mortgages linked directly or indirectly to Base Rate have come down as a result.

Adjustable-rate mortgages generally have low, fixed initial interest rates for the first several years (typically the first five, seven, or 10 years), then adjust to the current market rate every year afterward.

Perfect time to lock in a rate. Mortgage rates are at some of the lowest levels of the year. Clearly, that’s good news for borrowers. It doesn’t matter if you’re refinancing your current mortgage or purchasing a new home-the opportunity is definitely there to lock in a great rate for years to come.

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Why was I so tormented by someone’s good news? I felt angry at them for not allowing me to. She also has Parkinson’s disease, which she takes medicine for four times a day. My sister suffers from.

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